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VA Home Loans

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.  We can help you check your eligibility if you send us this form filled out.

VA Loans offer flexible options as either fixed-rate or ARM mortgages.  You may qualify for fast approval and a hassle-free loan even with less than perfect credit.  Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!

The VA loan is the best loan that exists because regardless of down payment, there is no monthly mortgage insurance.  VA loans also have lower rates than conventional loans.  Unless you are exempt, the VA does charge an upfront funding fee which is financed into your loan in order to guarantee your loan.

VA Loan Highlights

  • 30-, 25-, 20-, 15- & 10- year fixed-rate and 5-year ARM loans available
  • Jumbo VA loans available
  • Refinance up to 100% of your primary home’s value
  • VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
  • Buy a home with no money down (primary home)
  • No monthly PMI (Private Mortgage Insurance)
  • VA loans are governed by the U.S. Department of Veterans Affairs

 

Have questions?  Give us a call!  Amanda and team would be happy to answer all of your questions and get you started with a great low rate today!

Working with Amanda & Team

  • We put YOU first.
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Amanda E. Garcia, First Home Mortgage can help you find the loan that is right for you!!!

**Amanda E. Garcia, First Home Mortgage is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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