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Fixed Rate Home Loans

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

How They Work

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage off at any time without pre-payment penalties

 

Adjustable Rate Home Loans

An Adjustable Rate Mortgage or ARM, carries an adjustable interest rate.

How They Work

  • Typically, a borrower will start with a lower interest rate than that of a typical Fixed Rate Mortgage
  • The amount of the monthly house payment will adjust and change over time as interest rates fluctuate.
  • This loan is perfect for those who only plan to own their home for a shorter time, are planning to pay off the loan within a shorter amount of time or if interest rates are decreasing over time.

 

Have questions? Give us a call! Amanda and team would be happy to answer all of your questions and get you started today!

Working with Amanda & Team

  • We put YOU first.
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Amanda & team can help you find the loan that is right for you!!!
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