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Amanda E. Garcia - Loan Officer
Office Locations in Bethany Beach, DE & Ocean City, MD
I take a personal approach to the home financing process. My team and I provide information and offer solutions that are specific to each client's wants and needs. We look forward to helping you achieve your dreams of home ownership! Serving the Eastern Shore of Maryland & Coastal / Central Delaware
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From application to closing, my team is committed to providing the right loan to finance your home.
As a dedicated loan officer of First Home Mortgage, I guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. My team and I take the time needed to understand our clients in order to find the best solutions tailored to each individual.  We are deeply rooted in our local communities and are so thrilled to be able to serve those looking to purchase homes in our beautiful coastal communities.
Each member of our team is focused on delivering customer service that exceeds expectations.
Our goal is always to provide the mortgage you need to make “Home” happen while putting the people “First”.

I am ready for my no obligation loan consultation and would like to request a call back.

I am ready to start the loan process and would like to securely pre-qualify online.

Client Reviews

Amanda was an absolute Savior! I was a first time home buyer and not very educated on the home buying process. Amanda is wildly educated, experienced, patient and very pleasant to work with! She made the whole process feel effortless and made the “fuzzy” parts as clear as day. She…read more

Jenn, Ocean City, MD
Rating: 5

I didn’t think I would be able to afford my first home. I spoke with Amanda and she gave me the confidence and knowledge I needed to make that dream a reality. I can’t imagine using anyone else and really enjoyed the time I spent working with Amanda, she made…read more

Zack, Ocean City, MD
Rating: 5

Amanda and I have known each other a short time, but she has proven herself extremely efficient , competent, outgoing, problem solver, thinks ahead. Great with clients. Seems to really care ,very personable. I highly recommend Amanda for any lending needs. PS: Answers the phone even while at the beach!!…read more

Cynthia, Selbyville, DE
Rating: 5

Loan Expert Advice!

My team and I have a combined 20+ years of mortgage experience.

Strategic Mortgage Analysis

We have the tools to point you in the right direction.

Mortgage Planning

Proper planning keeps your mortgage closing on track.


Providing timely communication is important in the loan process.

Speedy Approvals!

I work to make the process smooth and quick.

Competitive Rates & Fees

Call for a quote, no obligation.


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